Free 5-minute screen
Cross-border tax risks usually show up after the damage.
A CPA bill for Form 8621 backfile. A 30% dividend cut you didn't notice. An estate-tax line your family discovers at the worst time. Screen for PFIC, W-8BEN, US-situs estate, and substantial presence signals before the next trigger event.
If any of these sound familiar
- You just learned UCITS ETFs / non-US mutual funds can be PFICs.
- Your broker dividend looks 30% short and you can't tell why.
- You crossed (or are about to cross) $60k of US-situs holdings.
- You opened your first IBKR / Schwab International / Fidelity account this year.
- Your employer RSU or share-purchase plan just vested and "where is this taxed" is unclear.
- You are weighing a US move or green-card process with overseas funds.
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Source basis
Screening rules, not tax advice.
- W-8BEN and treaty-benefit claim basis: IRS Form W-8BEN
- Foreign-person withholding basis: IRS Publication 515
- Canada tax-residency basis: CRA determining your residency status
- PFIC reporting basis: IRS Form 8621
- US day-count basis: IRS Substantial Presence Test
- Estate-tax basis: IRS estate tax for nonresidents not citizens